Car Loan
Repayment Calculator

How much will a Latitude Car Loan actually cost you? Use our calculator now to explore potential car loan repayments now.

I'd like to borrow

$20,000

Loan term

7 years

At an interest rate of

16.00% p.a.

9.49% Interest rate p.a.^

29.99%

(10.93% Comparison rate p.a*)

(31.83%)

Estimated repayment including typical fees

$0 / week


Total interest paid
$0

Total amount paid
$0

Ready to get started? Get your tailored rate in just 2 minutes, with no impact to your credit score.

Get my rate estimate

This calculator is provided for illustrative purposes only and does not constitute a quote or pre-qualification. The interest rate you may be offered can differ from the interest rate displayed above and will be based on your personal circumstances. The total amount paid includes establishment and monthly fees. See all Fees & ChargesFees & Charges for this product.

Why choose a Latitude car loan?

Simple application
  • Apply online in under 7 minutes
  • Only a few documents needed for ID and income verification
Flexible financing
  • No early repayment fee on variable loans
  • Access additional repayments you've made when you need them with Redraw on variable loans
Solutions to suit you
  • Our team will help you through the process
  • Loan options tailored to your specific needs
Why Latitude?

Why Latitude?

We've been helping Aussies manage their finances for close to a century. Trusted by 2.1 millions customers today, we're ready to back your journey, wherever it leads.

Award-winning Personal Loans

Award-winning Personal Loans

WeMoney Best in Flexibility 2 years running.

Applying for a Latitude Personal Loan is simple

1. Check your rate

Get your personalised rate online in 2 minutes without impacting your credit score.

2. Apply online

Submit your ID details and proof of income. Get a response within 2 business days.

3. Accept

Accept your loan contract digitally through our customer portal.

4. Get your funds

Funds released within 24 hours of receiving your signed contract and banking details.

Are you eligible for a Personal Loan?

To be eligible for a Personal Loan you must:

  • Be 18 years or over
  • Be able to demonstrate a good credit history for the last 5 years
  • Be a permanent Australian resident
  • Be free from bankruptcy for the last 7 years
  • Be currently employed and earning at least $25,000 gross per annum

Ready to take the next step with a Latitude loan?

Find out your personalised rate in just minutes — no impact on your credit score.

Calculators and tools

Budget
planner

See where your money is going and how to save more

Personal loan
repayment calculator

What will my repayments be?

Important information

^ Approved customers only. Terms, conditions, fees and charges apply for Latitude Personal Loan. All applications are subject to lending and approval criteria.

Loan terms range from 2-7 years for Latitude Personal Loan.

Latitude Fixed Personal Loan rates range from 9.49% p.a. to 29.99% p.a. (comparison rates 10.93% p.a. to 31.83% p.a.).
Latitude Variable Personal Loan rates range from 9.49% p.a. to 29.99% p.a. (comparison rates 10.93% p.a. to 31.83% p.a.).

* The Comparison rate for the above products are based on $30,000 over 5 years.

WARNING: These comparison rates apply only to the example or examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

EXAMPLE: A personal loan of $30,000 borrowed for 5 years with an interest rate of 15.99% p.a. (17.40% p.a. comparison rate), would equate to a total amount payable of $45,418 (including a $395 establishment fee and $13 monthly loan servicing fees).

Results from the calculators should be used as an indication only, and they do not represent either a quote or pre-qualification or approval for a loan. The calculator should only be used as a guide to see how loan repayments can vary when you change the loan amount, interest rate and loan term. Fees and charges are payable and the calculators do not take these into account.

1 You can make additional payments at any time, however, an early termination fee may apply on a Fixed loan up until the last 3 months of your loan term.