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Why choose a Latitude 28° Global?

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No fees!

Pay no international transaction or currency conversion fees on purchases online or overseas.

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Ready, Set, Tap.

Our new instant cardless payment feature lets you apply, get approval, and start shopping from your phone within minutes.

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Free Flight Delay Pass & Global Data Roaming.

Enjoy our complimentary Flight Delay Pass1 and Global Data Roaming2.

Booking.com partnership

Get 6% off your stay instantly with Booking.com every day, all year round via the Latitude App4.

Latest offers

Don't have a card yet?

Get $200 bonus Latitude Rewards

When you spend $2,000 or more on eligible transactions every statement period in your first 3 months of approval. T&Cs, card fee and other charges apply. New and approved customers only. Offer ends 31 Dec 20245.

Booking.com

Offer may be withdrawn. Exclusions and T&Cs apply.

Book now
Expedia

Offer may be withdrawn. Exclusions and T&Cs apply.

Book now

Rates, Fees and Conditions

$0

international transaction fees on purchases

$0

currency conversion fees on purchases

$0

additional cardholder fee

0

%
p.a.
up to 55 days interest free on purchases#

27.99

%
p.a.
interest rate on purchases

$8

card fee per month.

How to apply

  1. Apply online
    You can check your eligibility and apply in 10 minutes.
  2. Wait a minute
    60 seconds is all it takes for us to respond to your application.
  3. Ready, set, shop
    Simply activate your card when it arrives to start shopping and reaping the rewards.
Apply now

Eligibility

You must:

  • Be 18 years or over
  • Be a permanent Australian resident

Able to supply

  • A copy of your driver’s licence, passport or proof of age card
  • Details of your income, assets and debts
  • Employer’s name and contact details

Payment Options

  • Latitude App
  • Latitude Service Centre
  • BPAY
  • Direct Debit

Latitude App

Make repayments in just a few taps with our mobile app.

app storeplay store
  • Get the app

    Simply download the Latitude App from the App Store or Google Play

  • Create a Latitude ID

    Open the app and create your Latitude ID (this is different to your Latitude Service Centre login).

  • Link your card

    Once your credit cards are linked, you’ll be able to make payments via bank transfer with your BSB and Account Number (Australia only).

Note: Please be aware that bank transfer payments can take three business days to clear and you can only make one payment to your card account every five days.

No Fees

We do not charge a fee for payments made via direct bank transfer on the Latitude App.

Latitude Service Centre

One of the quickest & easiest way to make repayments.

To make a payment
  • Login to the Latitude Service Centre
  • Click ‘Pay My Account’

    Then enter your bank details.

Registering

Registering is easy and only takes a few minutes, just make sure you have your card or 16-digit account number on hand.

Note: Please be aware that payments can take 3 to 5 business days to clear.

No Fees

We do not charge a fee for payments made via the Latitude Service Centre.

BPAY®

Available 24 hours a day, seven days a week.

To make a payment
  • Quote the Biller code

    Latitude 28° Global Platinum Mastercard Biller Code (150615)

  • Your account number
  • The amount you wish to pay

Note: If you’re paying by BPAY on your due date, you must complete the transaction before your bank’s cut off time, otherwise the transaction may be processed on the following day. Some BPAY payments can take up to three days to appear on your account.

Fees

A payment handling fee of $1.95 applies for all payments made via BPAY® to pay your account.

Direct Debit

Easily make recurring repayments.

The easiest (and quickest) way to pay off your credit card is with a monthly direct debit.


You can choose whether to pay a set amount, the monthly minimum or the full closing balance, and on your due date each month your payment will automatically happen!


Click here to find out more about setting up a direct debit.

Check out the other Latitude credit cards

Latitude Gem Visa
Latitude Gem Visa
Latitude GO Mastercard
Latitude GO Mastercard
CreditLine
CreditLine

Frequently asked questions

See all FAQ

Important information

# To take advantage of up to 55 days Interest Free on everyday credit card purchases, you need to pay the full closing balance on each statement of account by the applicable due date.

1 Latitude 28° Global Platinum Mastercard cardholders will be eligible for a $10 Latitude Reward every statement period which is redeemable for an e-gift card from participating retailers when they spend $1,000 or more on eligible transactions using their credit card within the statement period. Any purchases made by an additional cardholder will contribute towards the primary cardholder's spend threshold. Eligible transactions are based on the date posted and do not include cash advances, cash equivalent transactions, card fees or charges, credits, refunds, reimbursements, Shopper's Protection premiums, interest and balance transfers into an account. The account must be open and not in default of the credit contract when the Latitude Rewards is issued. The Latitude Rewards will be issued by EonX Services Pty Ltd and will be available for redemption via the Latitude App or Latitude Service Centre within 30 days from the end of the statement period. The primary cardholder has up to 18 months to redeem from the date of issue. View full terms and conditions.'

2 Purchase Protection Insurance is underwritten and issued by AIG Australia Limited ABN 93 004 727 753, AFSL 381 686, Level 19, 2 Park Street, Sydney NSW 2000 (“AIG”) under a group policy of insurance issued to Mastercard. In arranging the insurance Mastercard acts a group purchasing body under ASIC Corporations (Group Purchasing Bodies) Instrument 2018/751. Eligible persons who can access the complimentary Purchase Protection Insurance are the current holders of the relevant Latitude 28° Global Platinum Mastercard which entitles them to these purchase protection insurance benefits. It is important you read your Latitude 28° Global Platinum Mastercard Purchase Protection Insurance Terms and Conditions. Eligible persons can claim as third-party beneficiaries by virtue of the operation of s48 of the Insurance Contracts Act 1984. Conditions and Exclusions apply to this insurance coverage as set out in the group policy and any insurance document provided to the eligible persons and which both may be amended from time to time. Neither Latitude Finance Australia nor Mastercard guarantees this insurance and do not hold an Australian Financial Services Licence. View full terms and conditions.

3 E-Commerce Purchase Protection Insurance is underwritten and issued by AIG Australia Limited ABN 93 004 727 753, AFSL 381 686, Level 19, 2 Park Street, Sydney NSW 2000 (“AIG”) under a group policy of insurance issued to Mastercard. In arranging the insurance Mastercard acts a group purchasing body under ASIC Corporations (Group Purchasing Bodies) Instrument 2018/751. Eligible persons who can access the complimentary E-Commerce Purchase Protection Insurance are the current holder of the relevant Latitude 28° Global Platinum Mastercard which entitles them to these e-commerce purchase protection insurance benefits. It is important you read your Latitude 28° Global Platinum Mastercard E-Commerce Purchase Protection Insurance Terms and Conditions. Eligible persons can claim as third-party beneficiaries by virtue of the operation of s48 of the Insurance Contracts Act 1984. Conditions and Exclusions apply to this insurance coverage as set out in the group policy and any insurance document provided to the eligible persons and which both may be amended from time to time. Neither Latitude Finance Australia nor Mastercard guarantees this insurance and do not hold an Australian Financial Services Licence. View full terms and conditions.

4 The Flight Delay Pass gives free access to select airport lounges, alternatively cardholders can use their Flight Delay Pass to offset a dollar amount off the total bill at select dining options. This will vary based on location and affiliated LoungeKey Partners at the time. Please note that not all airports offer Flight Delay Pass and the selected airports may be restricted to certain terminals. Access to and use of the Flight Delay Pass is subject to the Terms of Use which are subject to change. Further details of the list of lounges that cardholders are eligible to visit and the specific conditions applicable to each lounge access (Conditions of Use) may also be accessed in the Terms of Use. Participating lounges and their Conditions of Use are subject to change.

5 $200 Latitude Reward is available to new and approved applicants who apply for a Latitude 28° Global Platinum Mastercard and is limited to one offer per applicant. To qualify, you must be approved and fulfil on the terms of the offer by spending $2,000 or more on eligible transactions each statement period for 3 months from the date of your approval. Any purchases made by an additional cardholder will contribute towards the primary cardholder's spend threshold. Eligible transactions are based on the date posted and do not include cash advances, cash equivalent transactions, card fees or charges, credits, refunds, reimbursements, Shopper's Protection premiums, interest and balance transfers into an account. The account must be open and not in default or the credit contract when the redeemable amount is issued. The $200 Latitude Reward will be issued by EonX Services Pty Ltd and will be available for redemption via the Latitude App or Latitude Service Centre within 30 days of meeting the spend criteria. The primary cardholder has up to 18 months to redeem from the date of issue. Offer ends 31 December 2024. Latitude may vary, extend or withdraw this offer at any time without notice.

Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

Apple, the Apple logo, Apple Pay, Apple Watch, Face ID, iPad, iPhone, Safari, and Touch ID are trademarks of Apple Inc., and App Store is a service mark of Apple Inc., registered in the U.S. and other countries.

Samsung and Samsung Pay are trademarks or registered trademarks of Samsung Electronics Co., Ltd.

Garmin, the Garmin logo, and the Garmin delta are trademarks of Garmin Ltd. or its subsidiaries and are registered in one or more countries, including the U.S. Garmin Pay is a trademark of Garmin Ltd. or its subsidiaries.

Google Pay, Android, the Google Pay Logo, Google Play and the Google Play logo are trademarks of Google LLC.

® Registered to BPAY Pty Ltd ABN 69 079 137 518