Infinity Credit Card

Latitude Infinity
Rewards Visa

The Latitude Infinity Rewards Visa is no longer taking new applications. If you’re after a flexible card alternative, view all our credit card options.

Already using Latitude Infinity Rewards Visa card?
Don’t forget these great features.

Digital wallets

You can pay any way on your phone or wearable tech device with just a tap. Find out more.

No annual fee

Enjoy no annual fee and rates that are easy to understand.

Stay on track with your spending

With the Latitude App, it's never been easier to manage your payments and stay on top of your due dates.

Visa offers

Ready for more? Like exclusive deals, discounts and offers.

in partnership with visa logo

View all offers
in partnership with visa logo

Rates, Fees and Conditions

$0

annual fee

0%

on purchases up to 55 days1

27.99

%
p.a.
standard purchase interest rate

29.99

%
p.a.
cash advance interest rate

$45

late fee

Payment Options

  • Latitude App
  • Latitude Service Centre
  • BPAY®
  • Direct Debit

Latitude App

Make repayments in just a few taps with our mobile app.

app storeplay store
  • Get the app

    Simply download the Latitude App from the App Store or Google Play

  • Create a Latitude ID

    Open the app and create your Latitude ID (this is different to your Online Service Centre login).

  • Link your card

    Once your credit cards are linked, you’ll be able to make payments via bank transfer with your BSB and Account Number (Australia only).

Note: Please be aware that bank transfer payments can take three business days to clear and you can only make one payment to your card account every five days.

No Fees

We do not charge a fee for payments made via direct bank transfer on the Latitude App.

Latitude Service Centre

One of the quickest & easiest way to make repayments.

LoginRegister
To make a payment
  • Login to the Latitude Service Centre
  • Click 'Pay My Account'

    Then enter your bank details.

Registering

Registering is easy and only takes a few minutes, just make sure you have your card or 16-digit account number on hand.

Note: Please be aware that payments can take 3 to 5 business days to clear.

No Fees

We do not charge a fee for payments made via the Latitude Service Centre.

BPAY®

Available 24 hours a day, seven days a week.

To make a payment
  • Quote the Biller code

    Latitude Infinity Rewards Biller Code (31989)

  • Your account number
  • The amount you wish to pay

Note: If you’re paying by BPAY® on your due date, you must complete the transaction before your bank’s cut off time, otherwise the transaction may be processed on the following day. Some BPAY® payments can take up to three days to appear on your account.

Fees

A payment handling fee of $1.95 applies for all payments made via BPAY® to pay your account.

Direct Debit

Easily make recurring repayments.

The easiest (and quickest) way to pay off your credit card is with a monthly direct debit.


You can choose whether to pay a set amount, the monthly minimum or the full closing balance, and on your due date each month your payment will automatically happen!


Click here to find out more about setting up a direct debit.

Digital wallets

You can pay any way on your phone or wearable tech device with just a tap.

Apple PayGoogle PaySamsung PayGarmin Pay

Frequently asked questions

  • Your credit limit
  • Managing your account
  • Is this Credit Card right for me?
  • Update your details
  • Benefits for Platinum customers
  • Gambling and lottery

We're here to help

For FAQs, useful information and quick and easy forms

Visit our Help Centre

Important information

1To take advantage of up to 55 days interest free on everyday credit card purchases, you need to pay the full closing balance (excluding un-expiring 0% Interest Payment Plans) on each statement of account by the applicable due date.

*Does not include cash transactions, cash equivalent transactions, extended interest free promotional purchases, balance transfers, insurance premiums and interest, fees and charges

Apple, the Apple logo, Apple Pay, Apple Watch, Face ID, iPad, iPhone, Safari, and Touch ID are trademarks of Apple Inc., and App Store is a service mark of Apple Inc., registered in the U.S. and other countries.

Samsung and Samsung Pay are trademarks or registered trademarks of Samsung Electronics Co., Ltd.

Garmin, the Garmin logo, and the Garmin delta are trademarks of Garmin Ltd. or its subsidiaries and are registered in one or more countries, including the U.S. Garmin Pay is a trademark of Garmin Ltd. or its subsidiaries.

Google Pay, Android, the Google Pay Logo, Google Play and the Google Play logo are trademarks of Google LLC.

Visa and the Visa brand are registered trademarks of Visa International.

® Registered to BPAY Pty Ltd ABN 69 079 137 518

Credit provided by Latitude Finance Australia ABN 42 008 583 588, Australian Credit Licence number 392145.

Latitude Infinity Rewards Platinum Visa card customers who book their international travel with Luxury Escapes qualify for two complimentary lounge passes in “The House” in Sydney or Melbourne and “My House” in Brisbane. This benefit is available once per calendar year for each card account and cannot be converted into cash. It must be used within the calendar year and is not transferrable to another person. Lounge access is subject to availability. Usage of lounge is available for three hours prior to flight, with the opportunity to purchase extra hours while in-lounge if required. The lounge provider may have other entry or usage requirements. Please refer above to the FAQs for additional information on this benefit.