How Interest Free payment plans work
Latitude offers different payment plans for you to access at thousands of retailers.
If you have a balance remaining at the end of your chosen Interest Free payment plan period, interest will apply.
All Latitude credit cards with Interest Free payment plans
Get the lowdown on the finer details before you apply.
Latitude GO Mastercard®
An everyday credit card with the flexibility of Interest Free payment plans.
- Long term Interest Free deals at Harvey Norman and other fantastic retailers.*
- Up to 55 days Interest Free on everyday purchases.1
- 6 months Interest Free on purchases $250 and over. GO Mastercard credit card customers however must opt into this feature via the Latitude app within 30 days of their purchase.
Other Latitude credit cards with Interest Free plans
Get started
Go shopping
Browse in-store or online, until you find what you're looking for.
Sign up to Latitude
Apply for a Latitude credit card with our easy to use digital portal.
Quick approval
After you submit your application, we'll get back to you in 60sec flat.
Checkout time
Choose your preferred payment plan at check out and you're all done!
How to apply for a Latitude Gem Visa credit card
Let’s do this.
- Apply online
You can check your eligibility and apply in 10 minutes. - Wait a minute
60 seconds is all it takes for us to respond to your application. - Ready, set, shop
Set up your card in your digital wallet and start shopping today!
Eligibility
- Over 18 years of age
- A resident of Australia or a temporary resident who legally has the right to work in Australia (and intend to stay) for at least the next 12 months.
- Your driver's licence, passport or Medicare card
- Details of your income, living expenses & debts
Our latest Interest Free offers
Access Interest Free payment plans with participating Latitude credit cards.
See all offersBecome a Latitude partner
Give your customers more time to pay with long term Interest Free payment plans available through participating Latitude credit cards.
Important information
1 To take advantage of up to 55 days Interest Free on everyday credit card purchases, you need to pay the full closing balance (excluding un-expiring Interest Free Payment Plans) on each statement of account by the applicable due date.
* Extended Interest Free terms may vary. Available at participating retailers to approved applicants only. T&Cs, fees, charges and exclusions apply.
® Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.
Visa and the Visa brand are registered trademarks of Visa International.