Get that BBQ now on interest free with Latitude Gem Visa

Shop interest free on BBQs, outdoor living, gas/wood heating, accessories and more. Minimum spend applies. See details below.

Hot offers

On purchases over $1000.In-Store Only.
50
MONTHS
Interest free
Minimum financed amount $1000.
Minimum financed amount $1000.
Equal Monthly
repayments
Keep it simple and pay the same amount every month
Plan details
On purchases over $1000. In-Store only.
24
MONTHS
Interest free
Minimum financed amount $1000.
Minimum financed amount $1000.
Minimum Monthly
repayments
Pay minimum monthly payments, but chip in extra where I can
Plan details
On purchases over $500.
12
MONTHS
Interest free
Minimum financed amount $500.
Minimum financed amount $500.
Minimum Monthly
repayments
Pay minimum monthly payments, but chip in extra where I can
Plan details
On purchases over $300. In-Store only.
6
MONTHS
Interest free
Minimum financed amount $300.
Minimum financed amount $300.
Minimum Monthly
repayments
Pay minimum monthly payments, but chip in extra where I can
Plan details
On purchases over $500. In-Store only.
12
MONTHS
Interest free
Minimum financed amount $500.
Minimum financed amount $500.
Flexible
repayments
Pay when it suits me
Plan details

Latitude interest free payment plans explained

Latitude Gem Visa credit card
“I want to pay off my big-ticket items over time, and chip in extra when I can”
Flexible
You need to make a minimum payment each month, but you have the flexibility to make extra payments at any time. Plans start from 6 months.
Equal Monthly
“Keep it simple and pay the same amount every month”
Equal Monthly
With equal monthly payments, you’ll know exactly how much to pay each month. Plans vary and are only available during select promotional periods.
View terms and conditions
Minimum Monthly
“Pay minimum monthly payments, but chip in extra where I can”
Minimum Monthly
You need to make a minimum payment each month, but you have the flexibility to make extra payments at any time. Plans start from 6 months.
View terms and conditions
Flexible
“Pay when it suits me”
Flexible
You don’t need to make any payments during the promotional period. However, you can make payments at any time. Plans start from 3 months.
View terms and conditions

How to shop interest free

Don't have an interest free card?

Apply now for Latitude Gem Visa

Gem visa card
How to apply
  • Apply online in 10 minutes
  • Once approved, simply activate your card online using the Latitude app
  • In-store purchases: provide us with your photo ID and account number
  • Online purchases: checkout using your Latitude Gem Visa account number and have your mobile phone on hand for verification
Apply now

Have one of these cards?

Start shopping interest free now!

Interest free cards
How to shop interest free
  • For online purchases simply enter your card or account number during the checkout process
  • Or visit your nearest store and present your card at checkout
Start shopping now

Why choose Latitude Gem Visa?

Flexible, long-term payment options

We're here for all your big-ticket items. We've partnered with some of Australia's best brands and retailers to give you fantastic long-term Interest Free plans.

0% interest for 6 months

Shopping is better with Latitude Gem Visa, and with over 40 million locations where Visa is accepted, you'll get six months Interest Free when you spend $250 or more.

Ready, Set, Tap

Introducing our new instant cardless payment feature where you can apply, get approval, and start shopping from your phone in minutes.

Stay on track with your spending

With the Latitude App, it's never been easier to manage your payments and stay on top of your due dates.

Rates & Fees

Latitude Gem Visa credit card

0

%
p.a.
for 6 months on everyday purchases $250 and over

0

%
p.a.
on Interest Free Payment Plans

0

%
p.a.
up to 55 days Interest Free1 on everyday purchases

27.99

%
p.a.
interest rate on everyday purchases

$10.95

monthly account service fee
(subject to change)

Important information

Minimum Monthly Payment Plan.
Available on 6, 12 & 24 months.
*Approved customers only using a Minimum Monthly Payment Plan. Monthly credit card fee applies, currently $10.95 (subject to change). Minimum spend applies to different plan term(s): minimum spend $300 for 6 months, $500 for 12 months and $1000 for 24 months. Paying only the minimum monthly payments will not pay out the plan. After the interest free plan ends interest will be charged on any outstanding balance at the expired plan rate, currently 29.99% p.a. (subject to change). If you miss a payment late fees will apply and interest may apply. Interest may also be charged on other purchases and transactions made on your Latitude credit card. The Latitude Credit Card General Terms and Conditions set out the T&Cs for the Latitude Gem Visa credit card.

Equal Monthly Payment Plan.
Available on 50 months.
*Approved customers only using an Equal Monthly Payment Plan. Monthly credit card fee applies, currently $10.95 (subject to change). After the interest free plan ends interest will be charged on any outstanding balance at the expired plan rate, currently 29.99% p.a. (subject to change). If you miss a payment late fees will apply and interest may apply. Interest may also be charged on other purchases and transactions made on your Latitude credit card. The Latitude Credit Card General Terms and Conditions set out the T&Cs for the Latitude Gem Visa credit card.

Deferred Payment Plan.
Available on 12 months.
*Approved customers only using a Deferred Payment Plan. Monthly credit card fee is payable, currently $10.95 (subject to change). Payments can be made at any time. After the interest free plan ends interest will be charged on any outstanding balance at the expired plan rate, currently 29.99% p.a. (subject to change). The Latitude Credit Card General Terms and Conditions set out the T&Cs for the Latitude Gem Visa credit card.

General Terms and Conditions
This notice is given under the Latitude Credit Card General Terms and Conditions (as applicable), which specify all other conditions for this offer. Credit is provided by Latitude Finance Australia ABN 42 008 583 588 Australian Credit Licence number 392145.

Visa and the Visa brand are registered trademarks of Visa International.

1 To take advantage of up to 55 days interest free on credit card general purchases, you need to pay the full closing balance (excluding un-expiring 0% Interest Payment Plans) on each statement of account by the applicable due date.

® Registered to BPAY Pty Ltd ABN 69 079 137 518